Home Equity Loans Are Exception to Loosening Credit
Thursday, January 30, 2014 - More banks are easing their underwriting standards as they adapt to changing economic conditions and competition the Office of Comptroller of the Currency (OCC) said today as it released results of its 19th Annual Survey of Credit Underwriting.
A Challenge to Unite Appraisers
Wednesday, August 7, 2013 - Recently the American Enterprise Institute hosted the International Conference on Collateral Risk: Moderating Housing Cycles and Their Systemic Impact.
Home Prices Keep Soaring
July 30, 2013 - New York (CNNMoney) - Home prices continued to gain steam in May according to a closely-watched reading, even as mortgage rates climbed.
Mortgage Lock-Ins Back In Vogue With Rising Rates
July 26, 2013- With a volatile interest market and intense competition for housing, lock agreements are again in vogue, lenders say.
Surging Home Sales Raise Bubble Fears
June 20, 2013- Home sales and prices continued to climb in May, raising prospect of new housing bubble without increase in home building.
Realty, Unrealty: Separating facts from whoppers: Are low appraisal values a problem?
Published in AppraisalBuzz, March 11, 2013 - Headlines such as Unrealistically Low Appraisal Values in Up Markets a Problem and Low Valuation in Home Appraisals Causing Steady Level of Contract Glitches are commonly used by the National Association Realtors (NAR).
Report: Eliminate GSEs, Rethink Appraisal Processes
February 2013 - A Bipartisan Policy Center report released Feb. 25 primarily focused on reducing the government’s role in the nation’s housing finance system, but it also proposed changes to current appraisal policy.